MIP Ground Water Exclusion:

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GENERAL EXCLUSIONS

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1. We do not insure for loss caused directly or indirectly by any of the following. Such loss is    

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    excluded regardless of any other cause or event contributing concurrently or in any sequence   

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    to the loss. These exclusions apply whether or not the loss event results in widespread damage

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    or affects a substantial area.

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c. Water Damage, meaning:

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    (1) Flood, surface water, waves, tidal water, overflow of a body of water, or spray from any of

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          these, whether or not driven by wind;

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    (2) Water or water-borne material which backs up through sewers or drains or which

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          overflows from a sump, sump pump or related equipment; or

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     (3) Water or water-borne material below the surface of the ground, including water which

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           exerts pressure on or seeps or leaks through a residential property, sidewalk, driveway,

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           foundation, swimming pool or other structure;  

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Caused by or resulting from human or animal forces or any act of nature. Direct loss by fire or explosion resulting from water damage is covered.

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