n
Closing Report: 00104801855
nnnn
Date of loss verification:
On February 12, 2025, the wind conditions in Moulton, AL (35650) were relatively calm. The wind speed was around 5 mph, coming from the west
nnnn
Cause of Loss Confirmation:
Roof (RFG)Livingroom(s)
nnnn
Inspection Findings / Damages / Adjustments:
Roof (RFG)
Rear Elevation
Livingroom(s)
nnnn
Coverage Analysis / Theory of Coverage:
Wind / Hail is Not Excluded
nnnn
Is There Subrogation Potential Known at This Time?
Natural Occurrence: There is no subrogation potential as loss is the result of a Natural Occurrence
nnnn
Theory of Subrogation:
nnnn
Subrogation Referral Sent: No
nnnn
Payment:
Payment Option Exception: (See Below)
Summary for Building
nnnn
Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14
nnnn
Settlement Review / Communication:
Claim Review Needed
nnnn
Action Plan / Additional Comments / Notes:
WND Rev – Potential roof shingle damage visible before DOL.
nnnn
Review for Coverage , Review for Denial , Review for Partial Denial and Advise ISA
nnnn
STATUS UPDATE
nnnn
Pends:
-Closing Report Approval
-Settlement Call
-EOB
-Close Claim
nnnn
ISA FU Set: 03/13/2025
nnnn
nnnn
Settlement Contact
nnnn
ISA called ASHLEY WILLIAMS BRIDGES @ (256) 998-4307 to Settle:
Payment Option Exception: (See Below)
Summary for Building
nnnn
Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14
nnnn
ISA LVM Stating Building Summary, Claims Process, and myclaiminfo@assurant.com if necessary.
nnnn
ISA Stated Building Summary, Claims Process, and myclaiminfo@assurant.com if necessary, NI Understood.
nnnn
STATUS UPDATE
nnnn
Pends:
-Closing Report
-Settle Call
-Close Claim
nnnn
ISA FU Set: 03/13/2025
nnnn
nnnn
STATUS UPDATE – CLOSED
nnnn
The claim has been reviewed and Closed. The file will remain subject to Reopening should additional information or circumstances necessitate further action.
nnnn
00104801855
ASHLEY WILLIAMS BRIDGES
(256) 998-4307
On February 12, 2025, the wind conditions in Moulton, AL (35650) were relatively calm. The wind speed was around 5 mph, coming from the west
Inspection Findings / Damages / Adjustments:
IA Repair Estimate Stated:
Dwelling Exterior
Roof (RFG)
Rear Elevation
Dwelling Interior
Livingroom(s)
Other Structures
No
Cause of Loss:
Wind / Hail
Cause of Loss Confirmation:
IA Repair Photo Report Shows:
Dwelling Exterior
Roof (RFG)
Dwelling Interior
Livingroom(s)
-Manu Home
-WND/Hail DMG to RFG
-WND Gutter
-WTR DMG to INT
Coverage Analysis / Theory of Coverage:
Wind / Hail is Not Excluded
Is There Subrogation Potential Known at This Time:
Natural Occurrence: There is no subrogation potential as loss is the result of a Natural Occurrence
Subrogation Referral Sent:
No
Payment:
Payment Option Exception: (See Below)
Summary for Building
nnnn
Replacement Cost Value $10,090.14
Less Depreciation (2,972.78)
Actual Cash Value $7,117.36
Less Deductible (2,639.00)
Net Claim $4,478.36
Total Recoverable Depreciation 2,972.78
Net Claim if Depreciation is Recovered $7,451.14
Settlement Review / Communication:
Claim Review Needed
Action Plan / Additional Comments / Notes:
WND Rev – Potential roof shingle damage visible before DOL.
nnnn
Review for Coverage , Review for Denial , Review for Partial Denial and Advise ISA
Adjuster Follow Up Date:
03/13/2025
n